Loankarts (“we”, “our”, “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website or use our services. By accessing or using our website, you agree to the terms of this Privacy Policy.
1. Information We Collect
We may collect the following information:
A. Personal Information
- Name
- Email address
- Phone number
- Address
- Date of birth
- KYC details (PAN, Aadhaar, etc.)
- Employment and income information
- Banking details (only when required for loan processing)
B. Automatically Collected Information
- IP address
- Browser type
- Device type
- Pages visited
- Cookies and similar tracking technologies
C. Financial Information (With Your Consent)
- Credit score
- Credit history
- Bank statements
- Loan details
2. How We Use Your Information
We use your information to:
- Provide and improve our services
- Process loan applications
- Verify identity and complete KYC
- Assess creditworthiness
- Offer customer support
- Send alerts, updates, and notifications
- Comply with legal and regulatory requirements
We do not sell your data.
3. How We Share Your Information
We may share your data with:
- Registered banks, NBFCs, and lending partners
- KYC verification agencies
- Credit bureaus (CIBIL, Experian, CRIF, etc.)
- Technology and analytics partners
- Regulatory authorities, if required by law
All partners follow strict confidentiality and data-protection standards.
4. Data Security
We use secure servers, encryption, and industry-standard protection methods to safeguard your data. We follow RBI and applicable Indian data-protection guidelines.
5. Cookies
Our website uses cookies to improve user experience and analyse website traffic. You may disable cookies in your browser settings.
6. Your Rights
You can:
- Request access to your data
- Update or correct your information
- Withdraw consent
- Request deletion (where legally permitted)
- Opt-out of marketing messages
To exercise these rights, contact us at the email below.
7. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for their privacy practices. Please review their policies before interacting with them.
8. Children’s Privacy
Our services are intended for users aged 18 and above. We do not knowingly collect data from children.
9. Changes to This Policy
We may update this Privacy Policy from time to time. Updates will be posted on this page with the revised date.
10. Contact Us
For any questions or concerns regarding this Privacy Policy, please contact: